Find out what your subscriptions actually cost per year.
Drop in your list — Netflix, Spotify, gym, Adobe, that meditation app — with monthly cost, last-used date, and a 1-5 rating. Get a ranked cut list with the savings math attached.
$3.99
Works in Claude (Pro/Max/Team) or ChatGPT (Plus/Team) · paid AI plan required
✓Both Claude + ChatGPT packages included — you can't pick the wrong one.
Updated
Included
01Computes true annual subscription spend — most adults underestimate by 2–3x before running this
02Priority-ranks every subscription with a 1–10 cancellation score using cost, last-used date, value rating, and overlap with other services
03Detects overlap traps — Spotify + Apple Music + Tidal, Google One + iCloud + Dropbox, NYT + WaPo + Atlantic — and flags consolidation savings
04Compares your category spend to US averages ($219/mo all-in benchmark) so you know when you're genuinely over-indexed vs. just spending on what you actually use
05Bundled cancellation playbook with retention-offer scripts for Adobe CC (50% early termination fee warning), SiriusXM (phone-only), Peloton (membership vs. app), Audible (3-month $7.95 offer), HelloFresh, Amazon Prime
06Outputs three formats every time: HTML dashboard with category bar chart, CSV with priority scores, and a Google Sheets formula block (=SUMIF for cancel-candidate totals)
07Frames savings in real terms — '$840/year = a flight you've been meaning to take' — not shame
What it does
You know you're paying for things you don't use — you just don't know how many or how much. The average US adult has 8-12 active subscriptions and underestimates the total by 2-3x. This subscription audit dashboard takes the list you already half-remember (Netflix, Spotify, that gym membership, Adobe CC, the meditation app, the meal kit, the LinkedIn Premium you forgot about), adds monthly cost, last-used date, and a 1-5 value rating, and turns it into a clean audit with a true annual total, a priority-ranked cut list, the exact dollar savings, and step-by-step instructions to cancel each one.
It's not vague. It flags Hulu you haven't opened in four months differently than Duolingo you used yesterday. It knows that LinkedIn Premium at $40/mo is a different conversation than iCloud at $3. The Priority Score handles the real edge cases — shared family accounts (halves the per-person cost), annual billing already paid (deprioritizes until renewal), free trials about to convert (flags as cancel candidate regardless of rating), bundled services (Apple One, Disney Bundle) so you don't double-count. The bundled categories-and-benchmarks.md ships category averages from Chase and Consumer Intelligence Research Partners so you know whether your $42/mo streaming is normal or over-indexed.
When you're ready to cancel, the bundled cancellation-tactics.md gives you the exact path and the retention-offer scripts for the services that make it hard to leave — SiriusXM's 15-minute phone gauntlet, Adobe's 50% early termination fee on annual-paid-monthly plans, Peloton's downgrade path from $44 All-Access to $12.99 app-only, HelloFresh's buried Cancel button under the Pause option. One-time payment. Rocket Money charges $4-10/mo to do less.
Frequently asked
How do I find all my subscriptions to audit?
Memory is fine to start — even a partial list produces a real dashboard. Once you see the annual total on the ones you do remember, it usually jogs the rest. Better methods: scan the last 90 days of bank/credit card statements for recurring charges, check Apple ID > Subscriptions and Google Play > Subscriptions for app-store billed services, and look at PayPal autopay agreements.
How do I cancel subscriptions that make it hard to leave?
The bundled cancellation playbook covers the worst offenders. SiriusXM is phone-only (1-888-539-7474, expect 15-20 minutes, repeat 'please process the cancellation today' as needed). Adobe CC charges a 50% early termination fee on annual-paid-monthly plans inside year one — wait for renewal. Noom hides the cancel button under live chat. Peloton All-Access requires support contact, but downgrading to the $12.99 app keeps the hardware functional. Each entry has the retention offer to expect and a script for declining it.
What's a good monthly subscription budget?
US adult average is around $219/month across all categories combined, with streaming at $42, productivity software $28, fitness/wellness $35. The skill compares your total and per-category spend against those benchmarks in the summary cards — high-spender threshold flagged at roughly 1.6x average. It's calibration, not shame: if you're at $400/mo and you genuinely use all of it, that's a priority. If you're at $400/mo and a third scored 7+ on the cancellation priority score, that's the bleed.
Can it handle annual subscriptions and shared family plans?
Yes. Annual billing already paid more than 6 months out gets deprioritized (Priority Score 1) with a renewal-date reminder — there's no benefit to canceling mid-cycle when refunds aren't offered. Shared accounts (Netflix with partner, Spotify family) get per-person cost calculations and the 'shared' flag. Bundles (Apple One, Disney Bundle) get treated as a single line item with components listed in the Action column.
Why pay for this when Rocket Money or Truebill does it?
Rocket Money and similar tools charge $4-10/month ongoing and require linking your bank credentials. This is a one-time audit you run when you want — paste the list, get the dashboard, cancel what doesn't earn its keep, and you're done. The Google Sheets formula block keeps the math live in your own spreadsheet after the audit ends, no third-party access required.
Install — no Terminal required
After checkout you land on a page with a one-click download and a pre-built install prompt. Pick the AI you already pay for — both packages are included, so you can't pick wrong.
What you'll see the second your payment clears
Your license key
ST-XXXX-XXXX-XXXX · permanent
Pre-built install prompt⧉ Copy
ChatGPT package (ZIP)⬇ Download
No setup work before you buy — copy, paste, done.
Have Claude Pro, Max, or Team?
Copy the prompt, paste into Claude
Copy the pre-built install prompt from the success page, paste it into any Claude Code chat, and Claude installs the skill itself — about 10 seconds. Using the app instead? Drop the downloaded folder into a Claude Project's knowledge and ask Claude to use it.
Have ChatGPT Plus or Team?
Build a Custom GPT — ~2 minutes
Click Download ChatGPT package (included with every purchase).
Unzip it — inside is a SETUP.md and a knowledge/ folder.
Go to chatgpt.com → your profile → My GPTs → Create a GPT → Configure.
Paste the Name, Description, and Instructions from SETUP.md into the matching fields.
Under Knowledge, upload every file in the knowledge/ folder.
Click Create/Save, open your GPT, and describe your task in plain English.
A paid plan on either platform is required — Claude (Pro, Max, or Team) or ChatGPT (Plus or Team). Comfortable with Terminal? A one-line npx skilltree-network install path is available too.