SKILL/TREE

Claude skills for Home & Insurance.

4 skills built for home & insurance workflows. Each one installs in a single command and works in Claude and ChatGPT.

Most people only deal with home repairs and insurance claims a few times in their lives — which means when a pipe bursts at midnight or a storm tears through your roof, you're negotiating with contractors and adjusters who do this every single day. That's the gap these skills are built for. The 4 skills in this category cover the two sides of the problem: understanding what contractors are actually quoting you, and making sure your insurance claim is documented tightly enough that you don't leave money on the table.

On the contractor side, **HVAC Quote Decoder & Contractor Liaison Brief** and **Plumbing Damage Contractor Liaison Brief** let you paste in real quotes and get back plain-English breakdowns — what the line items mean, whether the pricing is reasonable, and what upsells to push back on. On the claims side, **Roof Damage Insurance Claim Packet** and **Home Insurance Claim Builder** turn your incident details into complete claim packages: narratives, photo checklists, adjuster prep scripts, and lowball rebuttal language. Whether you're comparing HVAC bids, calling three plumbers after a flood, or staring down a claim denial, browse the catalog below to find the right starting point.

Home & Insurance

HVAC Quote Decoder & Contractor Liaison Brief

System age + symptoms + 3 HVAC quotes in, repair-vs-replace verdict, line-item comparison, decoded jargon, and second-opinion script out.

HVAC service contractor liaison brief
$3.99
Home & Insurance

Plumbing Damage Contractor Liaison Brief

Decode a plumber's estimate, spot the upsell, and call 3 plumbers like you know the trade.

Plumbing damage contractor liaison brief
$3.99
Home & Insurance

Roof Damage Insurance Claim Packet

Storm-damaged roof? Get a claim narrative, photo checklist, and adjuster prep packet your insurer can't dismiss.

Roof damage insurance claim packet
$3.99
Home & Insurance

Home Insurance Claim Builder

Incident type + date in, claim packet out — narrative, timeline, evidence checklist, adjuster script, lowball-offer dispute letter.

General home insurance claim builder
$3.99

Frequently asked about Home & Insurance

Which skill should I use first if I just got a contractor quote I don't understand?
Depends on the trade. For heating and cooling, start with **HVAC Quote Decoder & Contractor Liaison Brief** — paste up to three quotes and it gives you a repair-vs-replace verdict plus decoded jargon in a single dashboard. For water damage or pipe work, use **Plumbing Damage Contractor Liaison Brief**, which also includes a call script for getting competing quotes fast and a list of common upsell red flags to watch for.
Can these skills help me file a roof insurance claim?
Yes — **Roof Damage Insurance Claim Packet** is built specifically for that. You give it your insurer name and damage details, and it outputs a claim narrative, a photo documentation checklist, adjuster prep notes, and language flagging what not to sign. If your damage isn't roof-specific, **Home Insurance Claim Builder** handles general incidents the same way — timeline, evidence list, and lowball rebuttal scripts included.
Do these skills work in ChatGPT or only Claude?
Skills on Skill Tree are designed to work with both Claude and ChatGPT. The structured prompts behind tools like **Home Insurance Claim Builder** run on either model — you're not locked into one platform.
How do I use an AI skill to push back on a low insurance settlement offer?
**Home Insurance Claim Builder** includes adjuster scripts and lowball rebuttal language as part of its output. Feed it your incident details — what happened, when, what's damaged — and it generates a complete claim doc you can use to respond in writing or on a call. For roof-specific claims, **Roof Damage Insurance Claim Packet** includes 'do not sign' warnings that flag common adjuster tactics before you've committed to anything.
I'm not in an emergency right now — can I use these skills to prepare before something goes wrong?
Absolutely. **HVAC Quote Decoder & Contractor Liaison Brief** is useful any time you're shopping for routine HVAC service, not just emergencies. And reviewing the output from **Home Insurance Claim Builder** before you need to file a claim is a smart way to understand what documentation you'd need to collect — so you know what to photograph and save if something does happen.
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